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There are different organizations in the world which offer different conditions for their workers at the work place. Workers in many parts of the world may have similar packages for some instances though some specific ones differ depending on the employer. For instance, medical covers are a common phenomenon in different countries and different companies. It is possible that in the course of working, a worker could get injured. This would mean that the employer would be under some form of obligation to compensate such a worker.
The agreement between employers and workers on compensation is one area that has caused controversies for many years. It the past, there would be very many court suits that would be filed by workers who faced injuries during work. Compensations payable after courts issued orders would be very expensive. The hefty fines placed on employers would cause huge damages since some of them ended up folding up their businesses or declaring bankruptcy. It is this situation that necessitated the creation of an insurance policy to cushion both the worker and the employer.
Worker compensation insurance is an insurance policy that creates medical covers for workers after injuries in exchange for the right to sue employers. Some legislation have been enacted to protect this insurance policy in different countries. Judicial systems have also studied such legislation in order to apply it in case of litigation in court. Lawyers have also specialized in handling of such matters using the legislation in place.
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This mutual agreement based on law ensured that both workers and employers were cushioned against extensive loses in case of workers injuries at the work place. Workers would benefit by getting the necessary insurance in form of financial support during such trying times. Employers on the other hand were cushioned from hefty court fines in terms of compensation that used to be charged after workers would file such cases in court. This mutual agreement for instance has seen many companies in Atlanta, Georgia work in harmony with their employees for very long.
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States like Georgia have for a long period of time used common law to solve work place conflicts. However, such common law does not cover every aspect hence the need for workers compensation laws. For instance, common law in Georgia places obligations on employers to provide safe working places for their workers. This is a measure of ensuring that accidents at the work place are stopped before they happen. With such common law provisions, it is possible for a worker to sue on negligence in a court of law. If it is proven that the working environment was bad and is what led to the injury, the court of law can then impose necessary punishment measures to the employer.